Senior Housing Solutions Has Earned SAGECare Credential to be inclusive to LGBT older adults

Senior Housing Solutions Has Earned SAGECare Credential to be inclusive to LGBT older adults

Senior Housing Solutions Has Earned SAGECare Platinum Credential to be inclusive to LGBT older adults

First organization in SWFL to receive this credential

Senior Housing Solutions has recently completed LGBT Cultural Competency Training through SAGECare to be inclusive to all individuals who are seeking senior housing placement advice and to be sensitive to locating care facilities that non-discriminatory and open to all people.

“The training program really opened my eyes to the discrimination people face as LGBT individuals age and require care, states Bruce Rosenblatt, owner of Senior Housing Solutions.  “As an organization, we want people to know we are aware of these concerns and will help people find a senior living facility where they will feel comfortable and welcomed.”

SAGECare (www.sageusa.care) is a division of SAGE the country’s oldest and longest organization dedicated to improving the lives of LGBT older adults. SAGECare provides lesbian, gay, bisexual and transgender (LGBT) competency training and consulting on LGBT aging issues to service providers.

Together Senior Housing Solutions and SAGECare will continue our partnership to serve people with the best care possible and help all people age with dignity and respect, with the comfort of knowing they will be celebrated for who they are.

Statistics

By 2030, there will be approximately 7 million LGBT older adults in the United States.  The LBGT market today has a combined purchasing power of 830 billion dollars.  72% of the LGBT market feel extremely/very important to purchase from “gay-friendly” companies.About Senior Housing Solutions

Senior Housing Solutions is a locally owned, personalized, highly specialized and 100% free resource and referral service that helps find the right fit financially, medically and socially to people about assisted living, memory care and other senior housing options in Lee and Collier counties. With more than 30 years’ experience Senior Housing Solutions understands all the nuances of all the facilities and stays current on pricing, availability, healthcare surveys, occupancy, significant staff turnover and operational issues. Learn more at https://seniorhousingsolutions.net/.

Senior Housing Solutions Celebrates 10th Anniversary  

Senior Housing Solutions Celebrates 10th Anniversary  

Senior Housing Solutions Celebrates 10th Anniversary

Senior Housing Solutions, the first locally owned senior housing placement company in Southwest Florida is celebrating its 10th anniversary.  In the last year, the company has successfully expanded its market base to cover both Collier and Lee counties. In addition, consumers have access to a free online Preferred Provider Network of services for seniors. This expansion resulted in 38 percent revenue increase in the first quarter of 2018 compared to the same time frame in 2017. “We started in 2008 when our local economy was taking a nosedive.  To start something during that time took a great deal of fortitude and perseverance,” said Bruce Rosenblatt, founder of Senior Housing Solutions. In addition to their free referral service, Senior Housing Solutions has also organized senior housing bus tours as a way for people to tour senior living properties in the area and produced educational seminars for many organizations, churches and civic groups. Rosenblatt also authors a senior housing column for the Naples Daily News. “We are passionate about providing knowledgeable advice to our clients. Therefore we stay current on significant trends in the marketplace and quality of care at the various facilities in the area.” The firm engages with other senior-related organizations including the Leadership Coalition on Aging, CAMEO of Lee County and Naples Interagency Council. The Preferred Provider Network is available for free to the public at seniorhousingsolutions.net.

 

Sleep Disorders for Seniors

Sleep Disorders for Seniors

From:  MattressHelp.org 

Good health is directly connected to good sleep, and poor quality of sleep and not enough sleep can have negative effects on health. This is especially true for seniors who commonly experience sleep disorders, take medications, and have chronic health issues like heart disease and diabetes, among other conditions — all of which can impact sleep.

Source: Washington Post

According to the National Sleep Foundation (NSF), more than 44 percent of seniors experience one or more symptoms of insomnia at least a few nights during the week. The NSF also reports that snoring alone is a common sleep disruption for more than 90 million American adults.

Sleep patterns change with age, and are also referred to as “sleep architecture.” Sleep patterns for the elderly cause sleep to become lighter with more frequent waking up during the night.

One study reports that seniors make the following complaints about sleep:

  • Increase in time to fall asleep
  • Less time spent asleep
  • Increase in number of awakenings
  • Too much time spent in bed
  • Less satisfied with nighttime sleep
  • Significant increase in daytime sleepiness
  • Napping more often and longer

This guide was developed to provide helpful information and tips focused on aging and sleep for seniors. Topics that we will explore include:

  • The importance of sleep for seniors
  • How sleep changes as you age
  • Common senior sleep problems
  • Top sleep tips
  • Tips for creating a sleep routine
  • Additional sleep resources

Why is sleep important for seniors?

Sleep requirements are different from person to person, and the Center for Disease Control (CDC) recommends 7-9 hours of sleep for adults over 61-64 years old and 7-8 hours of sleep for adults 65 and older.

This infographic from the National Sleep Foundation shows how sleep changes throughout a person’s life span.

Source: National Sleep Foundation

Both the amount of sleep and quality of sleep are important factors that contribute to overall health and well-being, including memory, mood, and weight. Healthy sleep also helps reduce the risk of accidents and allows the body to rest and heal.

Insufficient sleep can cause weight gain, and good sleep helps people maintain a healthy weight. Poor sleep is also known to cause a lack of motivation to be active. Difficulty falling asleep and sleep disturbances can prevent a good night’s sleep, which can cause more accidents or falls, mood problems, depression, depression, and anxiety.

Signs of poor sleep include an increase in the time it takes to fall asleep, less REM sleep and slow-wave sleep, and frequent waking up during the night.

Sleep can also affect memory, and the National Institute of Health reports that this connection may help explain why seniors are often forgetful. As people age, the brain deteriorates, and changes in sleep patterns result in less slow-wave activity, which is important for memory performance. As sleep deteriorates with age, memories are more difficult for the brain to store during nighttime sleep.

How sleep changes as you age

Physical changes occur as people age, and have a direct impact on sleep. Some sleep issues are directly related to aging, while other issues seniors experience are not age specific, and could be experienced by people in other age groups.

In addition, sleep needs change based on gender, genetics, a person’s internal clock, quality of sleep, and recent lack of sleep, according to WebMD.

Changes in sleep related to aging:

  • Wanting to go to bed earlier and get up earlier
  • Spending more time in bed to achieve a full night of sleep because it takes longer to fall asleep and waking up disrupts sleep
  • Change in sleep architecture that causes lighter sleep with more frequent waking up
  • The amount of time sleeping declines as people age
  • Memory loss due to decrease in the amount of slow-wave restorative sleep
  • Trouble sleeping because of symptoms of chronic health conditions or medications
  • Awareness of being awake
  • An abrupt change between sleeping and waking up

Changes in sleep not related to aging:

  • Having trouble falling asleep
  • Having trouble staying asleep
  • Going to bed later because of daytime napping
  • Staying awake due to worry and anxiety
  • Staying up later because the bed or bedroom is used for more than sleep (example: watching TV, being active with personal devices like cell phones, tablets, or computers)
  • Having trouble focusing because of insufficient sleep
  • Trouble with comfortable sleep due to hormones or pregnancy

Common sleep problems for seniors

Sleep problems are a reality for 40 percent of the elderly, and can include everything from frequent waking up during the night, to daytime fatigue, to irritability and light sleep. Many of the sleep problems are due to aging and the changes that occur in sleep patterns — causing more frequent waking up and lighter sleep.

Many times, seniors experience extreme daytime fatigue which can prevent them from participating in normal activities. With much of the elderly population reporting poor sleep, a relatively small percentage of seniors have diagnosed sleep disorders and are prescribed sleep medications.

In this part of the guide, we will explore the different kinds of senior sleep disorders and problems, plus possible treatments.

Insomnia

Insomnia is defined as difficulty staying asleep or falling asleep. People with insomnia have symptoms including poor moods, fatigue, and low energy, and also have a hard time concentrating and performing regular daily tasks. The effects of insomnia can take a toll on overall health and well-being.

The National Sleep Foundation reported that a poll showed that nearly 40 percent of older people were more likely to wake up a lot at night as compared to younger people.

Some treatment options include:

  • Psychological treatments include a positive and consistent sleep routine or hygiene; and therapies like cognitive-behavioralsleep restriction and stimulus control; and relaxation techniques like breathing exercises, meditation, and guided imagery, among others.
  • Medications that aid sleep are either non-prescription or prescription medications. Prescriptions drugs include benzodiazepines, non-benzodiazepines, and antihistamines. Before seeking treatment for insomnia, it is recommended that seniors consult with their doctor. Medications prescribed or recommended may vary based on symptoms of insomnia.
  • Alternative treatments can include herbal supplements like melatonin, valerian root, or chamomile; physical exercise; acupuncture, yoga, massage, and relaxation techniques.

Sleep apnea

Sleep apnea is a sleep disorder in which breathing stops and begins again during sleep. This stopping and starting can sometimes occur hundreds of times each night. Sleep apnea can be caused by blockage of the throat airway or because the brain fails to signal muscles to breathe. Sleep apnea can result in a decrease in the amount of oxygen a person gets. Symptoms include snoring, gasping for air, headaches, and daytime sleepiness, among others.

Sleep apnea affects between 13 and 32 percent of older adults who are 65 or older, according to this study. In fact, 22 million Americans suffer from sleep apnea. Learn more from our sleep apnea guide.

Some sleep apnea treatment options include:

  • Sleep studies monitor sleep by observing heart rate, sleep state, eye movement, muscle activity, oxygen levels, and airflow, among other functions. These studies are conducted to help diagnose sleep apnea and inform the treatment plan and severity of the disorder.
  • Continuous positive airway pressure device, also known as CPAP, is a mask designed to fit over the nose and mouth. It provides a gentle airflow to promote the airway to stay open during the night and sleep. This treatment is highly recommended and effective.
  • Lifestyle changes are also recommended for those with sleep apnea. Losing weight, quitting smoking, changing sleep positions, and avoiding alcohol may help reduce sleep apnea.
  • Dental devices and surgeries are also options for sleepers with sleep apnea. These appliances help restructure the positioning of the tongue and lower jaw to promote more consistent and open airflow. There are also some surgeries that can be performed to remove tissue in the airway, for example.

Narcolepsy

Narcolepsy is a neurological sleep condition that causes a person to fall asleep very suddenly at any time without advance notice, as well as excessive daytime sleepiness. This could happen while performing regular activities, like working or driving, and can be dangerous. This condition launches sleepers into deep REM state sleep (dream-stage sleep) in about 10 minutes, as compared to the regular 90 minute timeframe it takes to reach REM sleep. A less severe condition related to narcolepsy is hypersomnia, which causes chronic sleepiness even if a sleeper has gotten enough sleep the night before.

Narcolepsy affects 1 in every 2,000 people in the U.S, which is about 200,000 Americans and 3 million across the world. Learn more about narcolepsy in our guide to narcolepsy.

Although narcolepsy cannot be cured, there are some treatment options:

  • Medications like amphetamine-like stimulants that help keep the body awake; antidepressant drugs; and a drug called Xyrem that is designed to promote better sleep at night to reduce sleepiness during the day.
  • Lifestyle adjustments can help people with narcolepsy, and include avoiding alcohol, nicotine and caffeine; and implementing a regular sleep routine including a consistent nap schedule, exercise, and healthy eating.
  • Support and support groups are also important for those who suffer from narcolepsy. Talking to people you know about your condition is key to your safety.

Restless leg syndrome

Restless leg syndrome (RLS) is a disorder that causes people to have an uncontrollable urge to move their legs during rest. The condition interferes with sleep, and can also occur when people are sitting for long periods of time. In addition to the urge to move the legs, people also experience a crawling or itching feeling in their legs.

This study reports that RLS increases with age, and older adults experience the condition more — with rates between 9 to 20 percent. In addition, women are affected by the condition twice as often as men.

Similar to RLS, periodic limb movement disorder (PLMD) is when movements are involuntary and cause jerking or twitching, and tightening or flexing of muscles. This disorder also increases with age.

Some RLS treatment options include:

  • Medications for RLS include drugs that increase dopamine in the brain, affect calcium channels, opioids or narcotics, muscle relaxants, and sleep aids.
  • Lifestyle changes also help treat RLS. Using heat or cold packs and taking warm baths and massaging legs may help soothe the muscles and reduce sensation. Relaxation activities like yoga or meditation can help relax seniors before bedtime. A good sleep routine with consistent bedtime and a healthy sleep environment is important for RLS. Exercise can help relieve symptoms, and people with RLS should avoid caffeine.

Snoring

Snoring is a harsh or hoarse sound that happens when breathing is obstructed or strained, and can cause sleep to be disturbed. It happens when the tissue in the throat vibrates as air flows by, causing an annoying sound. Snoring can also mean a person may have a more serious disorder, and can cause daytime sleepiness; trouble with concentration; mood or behavior issues, like anger; and an increased risk of high blood pressure, stroke, and heart conditions.

The National Sleep Foundation reports snoring is an issue for 90 million adults, and for 37 million of those adults, snoring is regular.

Here are some treatments for snoring:

  • Lifestyle changes include losing weight to promote easier airflow in the throat; sleep position training; proper allergy treatment; and avoiding alcohol.
  • Surgery is also an option, and is performed on the back of the throat and roof of the mouth, or even the nose.
  • Dental devices are usually constructed by dentists who are experts in treating sleep apnea and snoring. There are also appliances called nasal dilators.
  • Continuous positive airway pressure device, also known as CPAP, is a mask designed to fit over the nose and mouth. It provides a gentle airflow to promote the airway to stay open during the night and sleep. This treatment is highly recommended and effective, and prevents the airway from collapsing.

Excessive sleepiness

Excessive sleepiness is not a disorder, but a symptom that can be caused by a number of things. The most common cause is unhealthy sleep habits. These include:

  • Insufficient or not enough sleep
  • An irregular sleep schedule
  • Sleep disorders
  • Medications
  • Other medical conditions

People with excessive sleepiness may feel fatigued, irritable, moody, and have trouble concentrating.

This sleep problem can have negative effects on quality of life, and can prevent people from participating in regular activities. One study reports the following factors are linked to this disorder:

  • Pain or physical discomfort
  • Wheezing at night
  • Medication use
  • Male gender
  • Apnea
  • Percent of time in REM sleep
  • Depression
  • The frailty syndrome
  • Diabetes

Some treatments include:

  • Lifestyle changes include a healthy sleep routine and environment and stress management.
  • Continuous positive airway pressure device, also known as CPAP, is a positive approach for those with sleep apnea who experience excessive sleepiness. The mask is designed to fit over the nose and mouth and provides a gentle airflow to promote the airway to stay open during the night and sleep. This treatment is highly recommended and effective, and prevents the airway from collapsing.
  • Medications that promote wakefulness and improved sleep may be used, and can include stimulants.

Common causes

Common causes of senior sleep problems and disorders include the following:

Lack of exercise

If seniors don’t move very much and are mostly sedentary, it is common for them to feel wakeful instead of sleepy. Regular physical activity during the daytime expends energy and can help promote good sleep.

Sleep disorders

Sleep disorders like RLS, snoring, or sleep apnea are more common for seniors.

Lack of sunlight

The sun can help seniors differentiate day and night and also helps regulate melatonin. Older adults can use a light therapy box, keep shades open during the day, or spend time outside.

Chronic pain

Chronic pain, including osteoarthritis, may keep seniors up at night due to the nagging nature of the ongoing pain.

Menopause

Women may experience hot flashes and sweating at night that can interrupt sleep and cause sleep problems.

Neurological disorders

Disorders like Alzheimer’s and Parkinson’s contribute to sleep problems, and insomnia specifically is very common among seniors with these conditions.

Medications

Side effects of some medications can impact sleep for seniors.

Poor sleep routine

Inconsistent sleep routines and an unhealthy sleep environment can cause sleep problems. Healthy sleep routines include consistent bedtimes, no daytime napping, and the right mattress, among others.

Daytime napping

Napping during the day can prevent seniors from feeling sleepy before bed, and can contribute to sleep problems.

Medical conditions

Heart and lung conditions, especially, can affect breathing, which can have a negative impact on sleep. These also include heart failure and chronic obstructive pulmonary disease.

Urinary problems

Getting up to go to the bathroom at night can disrupt sleep for seniors. This can be caused by drinking too much water too late at night, or other conditions like an enlarged prostate or an overactive bladder.

Reflux problems

Heartburn symptoms can keep elderly people up at night, and can be caused by diet and eating big meals too late at night.

Mental health

Extreme worry, anxiety, or depression can prevent seniors from sleeping and may cause sleep disturbances.

How to set up a sleep routine

Creating a healthy sleep routine is key for seniors in getting quality sleep. A sleep routine includes everything from your daily diet and exercise, to your mattress and pillow, to your bedtime.

Specific tips for creating a healthy sleep routine include:

Select the right pillow and mattress for you

Your pillow, mattress, and bedding are key in creating a healthy and comfortable environment for sleep, and foundational to your sleep routine. See our guides for details on the best kind of mattress for each kind of sleeper (backsidestomachcombination), and check our mattress reviews to learn more about different mattresses on the market.

Create and keep a sleep diary

A sleep diary will help you document your daily habits, and can help you track your bedtime routine so you can remember and evaluate when you wake up, dream, or when your sleep is disturbed. The National Sleep Foundation offers a free diary template online.

Eat a healthy, balanced diet

For some seniors, a poor diet may be linked to a loss of taste, loss of smell, dental problems, depression, or a decrease in appetite. A healthy diet is essential in getting the right amount of vitamins and nutrients, and impacts overall well-being and sleep. Seniors may want to consider supplementing with liquid nutrition and vitamins.

Source: National Institute on Aging

Get physical exercise each day

Physical activity is important for all people, and especially seniors. Staying physically active can not only prevent some chronic health conditions, but it also helps seniors reduce weight gain, which can lead to several senior sleep problems. Exercise also helps seniors burn energy and feel more tired at the end of the day.

Avoid nicotine and caffeine

Stimulants like nicotine and caffeine impede sleep, keeping seniors awake. Both nicotine and caffeine can keep people up at night in addition to causing insomnia, less sleep, and withdrawal. Cutting back or avoiding both stimulants all together will help promote healthier sleep.

Reduce alcohol consumption

Avoiding alcohol or limiting it to no more than half a glass is recommended to not interfere with healthy sleep. The old concept of having a “night cap” before bed does not result in better sleep, rather sleep becomes more disrupted because sleep patterns are affected by alcohol.

Avoid daytime napping

Daytime napping may prevent seniors from getting to bed and getting a good night’s rest. Naps can increase the symptoms linked to insomnia, which can cause seniors to be irritable and have a difficult time concentrating.

Create a safe space if you experience sleep disruptions

If sleep disruptions affect you, it’s important to ensure your sleep environment is safe in the event that you wake up and get out of bed. Sleep disorders like insomnia, sleep apnea, restless leg syndrome, and even Alzheimer’s can prevent seniors from getting a good night’s sleep with frequent waking up during the night. Seniors should consider the following tips:

  • Keep a phone and emergency contacts by the bed
  • Have a lamp nearby that is simple to turn on
  • Keep a glass of water next to the bed to quench thirst in the night
  • Refrain from smoking, especially while in bed
  • Remove tripping hazards from the floor near the bed, like rugs, furniture, or articles of clothing

Limit electronics and screens before bedtime

Exposure to the lights of the screen of a TV, phone, or tablet will promote a wakeful feeling. To promote healthier, more restful sleep, it’s important for seniors to limit screen time before bed, and to avoid screen time while in bed.

What your sleep environment looks like

The following factors contribute to rest and relaxation in the bedroom sleep environment:

  • Temperature
  • Your mattress, pillows, and bedding
  • Light
  • Noise
  • Smells

To promote healthy sleep make the following true for your bedroom each night:

  • Make your bedroom for sleeping only
  • Create a calm, relaxing environment that makes you think of sleep when you enter the room
  • Keep temperature cool
  • Make sure your mattress, pillows, and bedding are right for you and are kept clean
  • Keep your room dark, with no lights to distract from rest and sleep, including light from TVs, phones, and tablets
  • Prevent noise pollution from disrupting sleep, and consider a white noise or nature sound maker
  • Make your bed in the morning

Avoid these things in your bedroom

The following items could prevent healthy sleep, and should be avoided in your sleep environment:

  • Food
  • Smoking
  • Alcohol
  • Loud noises
  • Bright lights
  • Distractions like work, TV, or activities

The top 10 sleep tips for senior citizens

Consider these top tips for seniors for getting healthier sleep. These tips can also help seniors with common issues that may prevent healthy sleep, like anxiety, worry, and excess energy, among others.

  1. Pick the right pillows and mattress for your preferred sleeping position.
  2. Turn your bedroom into a sleep sanctuary free of screens like TVs, phones, and tablets
  3. Pick a consistent bedtime and wake-up time and stick with it
  4. Exercise during the day to use energy and wear yourself out
  5. Avoid afternoon naps that make falling asleep before bedtime difficult
  6. Take time to relax before bed with a soothing bath or by relaxing your mind
  7. Have a light snack at bedtime
  8. Drink less fluid at night to prevent getting up to go to the restroom and disrupting sleep
  9. Limit alcohol, nicotine, and caffeine before bed
  10. Don’t lie in bed awake and do something else until you feel tired

Additional sleep resources for seniors

The resources below provide more information about the following sleep topics for seniors:

  • Ways to improve your sleep routine and aids to help sleep
  • The most common sleep disorders and how to identify them
  • Clinical studies about sleep specific to seniors
  • Best practices for healthy sleep habits
  • Where to go if you need help for sleep issues

Sleep aids for seniors

  • The Mayo Clinic provides information specific to sleeping pills, and recommends the best way to determine what’s right for you. The Mayo Clinic is a highly trusted resource.
  • WebMD recommends natural sleep aids and remedies, and details effectiveness and risks for each aid or remedy.
  • This Huffington Post article highlights 13 top natural ways to fall asleep faster.  The article attributes much of its information to doctors and credible sources.
  • Consider these helpful “Tips to Help You Fall Asleep” from the National Institute on Aging.

Sleep disorders

Sleep studies

  • This study explores “Normal and Abnormal Sleep in the Elderly” and sleep disorders, plus possible treatment options.
  • Addressing sleep over an entire lifespan, this study explores changes in sleep due to aging and confirms an increase in sleep latency and a decrease in slow-wave sleep that is common for seniors.
  • This study shows that older adults with low sleep efficiency have double the risk of mortality, and explores the long-term effects of poor sleep on overall health.

Sleep habits

  • This WebMD article is written by a doctor who details simple ways, including behavioral changes, to address sleep issues that are common for seniors.
  • Harvard University’s Healthy Sleep website details changes in sleep as people age, and includes a video that talks about the importance of paying close attention to healthy sleep habits with age to balance biological changes.
  • Familydoctor.org addresses lifestyle habits that can impact sleep and recommended habits for getting better, healthier sleep.
  • The National Sleep Foundation gives advice on how to cope with sleep issues.

Help and support groups

 

Should we bring in help and hire home health or move to a senior community? Part 1

Should we bring in help and hire home health or move to a senior community? Part 1

Most people think they would rather bring in help and hire home health rather than consider moving to a senior living community. Is this truly the right answer?  In this two part series, we will discuss the pros/cons of staying at home or moving to a senior living community.

Short term solution for a long term problem

Bringing in help might sound like the easy solution. No need to uproot yourself and move somewhere.  You enjoy your home, your neighbors and you’re comfortable with you daily routine. In the right situation, bringing in help could be the correct solution, especially if you have a short term issue, however if your situation is more longer term, you may want to rethink this option.

It is important to think through the decision to not move and the impact (financially, socially and emotionally) this will have on you, your spouse and your family.

Buyer beware

First, let me state that there are some very good home health care companies in our area that are reputable, reliable and provide quality care. Unfortunately, there are equally companies that are not reputable and provide inadequate care.  If you know you don’t want to move, you should do your research before a crisis occurs.

Weighing the pros/cons of staying or moving involves many factors.  These include:

Who’s going to change the light bulbs?

A house is a living entity. There are many moving parts in a constant state of wearing down. Not only is it an expense to maintain your home; trying to quality workmen is a whole other challenge.  Living in a maintenance-free senior living community, you make one phone call and the maintenance guy comes an fixes whatever needs to be fixed. You don’t need to be home or even better, to pay him!

As you age, household repairs become more difficult to manage. Simple chores like changing light bulbs or rebooting your television cable box become monumental tasks. Unfortunately, people, especially the elderly, are vulnerable to unscrupulous vendors. You might be able handle everything today, however you need to think about the time when you or your spouse are unable.

Chef-prepared meals or soup in a can?

Meal preparation at home is a challenge as we age. Shopping and cooking are not fun anymore.  Especially, if you are alone, meal time is a lonely time.  Many times, someone doesn’t eat a nutritionally balanced meal because of the hassle of preparing it.

Most home health aides are not chefs. They might buy some groceries and cook what they buy. There is not a menu of entrée choices or chef-prepared meals like you would enjoy at a senior living community.

In addition, at a senior community, there is always someone to join you at your table. You will never worry about dining alone.

Transportation challenges

Transportation becomes a major issue for people who stay at home. You may not be able to drive yourself and the home care aide may not be able to drive you.  Ultimately, you don’t get out and you become very isolated. Transportation to doctors’ appointments, excursions to places of interest is included at a senior living community.

Every day is full of interesting activities

If you are living at home and not able to get out; your life will revolve around your television. You have nothing in common with the home health aide, so you park yourself in your easy chair and watch Jeopardy and Wheel of Fortune.

If you lived at a senior living community, your days (and nights) are full of interesting and fun activities.  There is card playing, lectures, concerts, excerise classes, movies and endless parties and celebrations.

Like a cruise ship, you pick and choose which activities and excursions interest you.

Social Accountability

Personal hygiene is another issue for people who stay at home. People neglect to shower, brush their teeth, wear clean clothes or change their bed linens. Someone’s self-worth and dignity become lost.

If you lived at a senior living community, the staff can assist you with these tasks including personal laundry and housekeeping. There is also an on-site beauty salon, barber shop and even a visiting podiatrist. There is social accountability since you know you are going to dine with other people which forces you to shower, get your hair done, and put on clean clothes.

Limited access to services

There is a limit to what services can be brought to you in own home.  At a senior living community, you have access to on-site physical therapy where you can go multiple times during the week (and never worry about driving).  They also have visiting doctors and on-site nurses that can check on you. If you were at home and had an emergency during the window of time when you didn’t have a health care aide, you could be in a life or death situation.  In a senior living community, you have 24/hr. emergency response.

Select don’t settle

By deciding to move to a senior living community, you can select where you want to live. If you stay in your home and try to manage with home health care and realize that 1) it’s too expensive or (2) it is not working for you; your options are now more limited and you might need to settle on a place that wasn’t your first choice. Some communities have acceptance criteria so if you wait for something to occur, you may not get accepted. You want to move before a crisis occurs, so you can enjoy the lifestyle of the community, meet new friends and have access to the many on-site services and amenities.

It’s a new beginning

There are times when a promise has been made to a parent or a spouse that a move to a senior community will never take place. These promises are many times made without fully understanding the impact this will have (physically, emotionally and financially) on the spouse or family members. People also make these promises without researching other housing options and are basically unfamiliar with the many advantages of living at a senior living community. Being realistic and considering all the factors will remove any guilt and help create a better living arrangement for you or your loved one.

For more information, please go to www.seniorhousingsolutions.net 

How do you pay for Assisted Living?

How do you pay for Assisted Living?

As senior housing advisors, we speak with many clients who need assisted living and not sure how to pay for it. There are some resources that you may be unaware.

Medicare?

Medicare will only pay for care in Medicare-certified skilled nursing facility or through Medicare-certified home health or hospice agencies. It will never pay for care in an assisted living facility.

Medicaid? 

The Medicaid Waiver Program is available throughout the state of Florida, however interested applicants should be aware that unlike other Medicaid programs, this is not an entitlement. One may meet all the eligibility requirements only to find that there are no available rooms and they are put on a waiting list for services.  It is important to note that not all assisted living facilities accept the Medicaid Waiver Program and it might be necessary to move out of the area to find a facility that accepts it. Typically, the Medicaid Waiver Program only pays for a portion of your rent and does not pay for care-related charges. One should contact their local Area Agency on Aging to learn more and determine if a wait list exists in their geographic area.

Other state programs? 

One program is called PACE (Program of All-Inclusive Care for the Elderly).

If you qualify, PACE will cover all the medical, social and rehabilitative services you need, including items that Medicare does not cover, such as social work services, meals and nursing home care. You will receive all your health care (Medicare and Medicaid benefits) through the PACE program.

There are eligibility requirements of the PACE program as well as stipulations that you must agree to qualify. Like the Medicaid Waiver program, only a limited number of assisted living facilities in our area accepts PACE. In addition, PACE is a state funded program with limited resources, therefore there are times when PACE stops accepting new candidates. For more information, contact the Florida Department of Elder Affairs.

Veteran’s Administration (VA)?

The Aid and Attendance Benefit offered through the Veteran’s Administration is not a well-known benefit, yet it could be one of the most important benefits you could receive.  This program was established for eligible Veterans and their Spouses to help pay for assisted living, skilled nursing and home health care. The Veteran or Spouse qualifies for this benefit if their service, medical qualifications and financial criteria are met.

To medically qualify, you would need assistance with two or more “activities of daily living’ (ADLs).  These would include:

  • Medication management
  • Bathing or hygienic tasks
  • Meal management
  • Transferring
  • Mobility
  • Dressing
  • Continence

The Veteran must have service one day of active duty during a wartime period and was honorably discharged.  Spouses who have been divorced are not eligible.

Based on your income, the Aid and Attendance program could pay:

2017 Maximum Monthly Benefits:

Veteran with Spouse:  $2,127

Single Veteran:            $1,794

Surviving Spouse:       $1,153

Dependent Spouse:     $1,408

This program pays the Veteran or Spouse and not the assisted living facility, therefore it is applicable at all assisted living facilities.

For more information, contact the Veteran’s Administration. 

Long term care insurance?

If you have a long-term care insurance policy, you should review your policy to determine what it covers and what it doesn’t. Every policy is different. Many policies have an elimination period, typically 90 days and have specific guidelines about which type of facility they will reimburse.

Usually, the long-term care insurance carrier pays you the benefit; therefore, providing the assisted living facility meets the criteria for reimbursement, you would be paid the benefit amount, not the facility.

Private pay?

The most common way to pay for assisted living is out of pocket.  People use their own investments or the proceeds of the sale of their residence. Family members also contribute. It is wise to speak to your financial advisor BEFORE you need assisted living and develop a plan for your future health care needs. These might include annuities, trusts, reverse mortgages and other investment strategies.

Meals, housekeeping, home maintenance, transportation, social activities, utilities, cable, taxes and care are typically included in your rent, therefore your overhead expenses are many times less than what you are paying at home.

We are here to help.

Senior Housing Solutions is familiar with all the assisted living facilities in our area and can help find a ‘solution’ for you. Our services are 100% free! We are not financial advisors, therefore cannot provide financial advice. We recommend resources to help you every step of the way.  For more information, please call (239)595-0207 or visit our website at: www.seniorhousingsolutions.net.