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Home Care vs. Assisted Living 1

Home Health Care vs. Assisted Living

By Bruce B. Rosenblatt, CDP

Senior Housing Expert/Owner – Senior Housing Solutions

Choosing between staying at home and moving to assisted living is a difficult decision. Most people fear change, making the thought of leaving a familiar place challenging. However, understanding the key differences can help you navigate this choice more confidently. Here’s a comparison of both options:

Medical Care

Home Health Care:

  • Medical care at home is limited. Doctors no longer make house calls, so you’ll need transportation for appointments and therapy.
  • Home Health Aides can assist with basic personal care, but they’re not licensed to provide extensive medical services or dispense medication.
  • Hiring multiple aides for advanced care increases costs significantly.

Assisted Living:

  • Licensed nurses are on staff, and some communities have on-site doctors and physical therapists.
  • Medical assistance is available 24/7, including emergency support.
  • Medication management and help with daily tasks (bathing, dressing) are provided seamlessly.

Financial Considerations

Home Health Care:

  • Costs approximately $35/hour for basic care ($50-$60/hour for licensed professionals).
  • 24/7 care can reach $23,520/month.
  • Additional expenses for meals, housekeeping, utilities, maintenance, and insurance.

Assisted Living:

  • Offers comprehensive services including care, meals, housekeeping, and social activities for a generally lower cost than full-time home care.
  • All-inclusive pricing reduces financial unpredictability.

Safety

Home Health Care:

  • Inviting aides into your home can carry risks like theft, abuse, or liability issues.
  • Nighttime emergencies can leave you vulnerable if no aide is present.
  • Limited Alzheimer’s care, increasing the risk of wandering.

Assisted Living:

  • Supervised, licensed staff available 24/7.
  • Immediate support for emergencies.
  • Specialized memory care programs ensure safety for those with Alzheimer’s or dementia.

Meals & Dining

Home Health Care:

  • Aides may prepare meals, but options are limited, and quality varies.
  • Shopping and preparation time add to costs.
  • Dining alone can lead to loneliness and poor nutrition.

Assisted Living:

  • Chef-prepared meals with menus and themed events.
  • Special diets accommodated.
  • Dining with peers fosters social engagement and enjoyment.

Social Interaction

Home Health Care:

  • Social interaction is typically limited to the aide, who may face language or cultural barriers.
  • Friends and neighbors may not always be available.
  • Loneliness can lead to cognitive decline.

Assisted Living:

  • A wide range of activities and programs: book clubs, art classes, concerts, and more.
  • Opportunities to build friendships and stay socially active.

Transportation

Home Health Care:

  • Driving yourself can pose risks.
  • Relying on aides or services like Uber can be costly and inconvenient.

Assisted Living:

  • Scheduled transportation for doctor’s appointments, shopping, and outings is included.
  • No worries about driving at night or finding parking.

Personal Care & Housekeeping

Home Health Care:

  • Aides offer basic personal care and light housekeeping.
  • Quality and supervision can be inconsistent.

Assisted Living:

  • Regular housekeeping, laundry, and maintenance services.
  • On-site beauty salons for haircuts, pedicures, and manicures to maintain dignity and self-care.

Maintenance

Home Health Care:

  • Home repairs are your responsibility and can become challenging over time.

Assisted Living:

  • Maintenance-free living, including repairs, pest control, and general upkeep.
  • Staff handle everything, even resetting your cable box.

Pet Care

Home Health Care:

  • Aides may not care for pets, adding stress if you’re unwell.

Assisted Living:

  • Many communities are pet-friendly with walking services, on-site vet visits, and designated pet areas.

Holidays & Emergencies

Home Health Care:

  • Aides may not be available during holidays or storms, leaving you vulnerable.

Assisted Living:

  • Staff are present during holidays and storms.
  • Emergency plans and generators ensure safety and comfort.

Staff Consistency

Home Health Care:

  • High turnover and inconsistent schedules can be stressful.

Assisted Living:

  • Consistent, trained staff who become familiar with your needs.
  • Managed by experienced directors for reliable care.

Planning for the Surviving Spouse

Home Health Care:

  • The healthy spouse often manages care, leading to burnout and stress.
  • A surviving spouse may be left without a care plan.

Assisted Living:

  • Ensures both partners have a plan in place, reducing burden and uncertainty.

Peace of Mind

While the decision to move is difficult, being proactive can prevent a crisis later. Many people who choose assisted living say it’s the best decision they ever made and often wish they had done it sooner.

As I always say:
“It’s better to be 5 years too early than 5 minutes too late.”

Bruce Rosenblatt, [email protected]

www.seniorhousingsolutions.net

 

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© Dec. 2024 – Senior Housing Solutions